Terms and Conditions for Navigating It All, LLC

Last Updated: 5/14/2025

These Terms of Use for our Website, Programs, Products, and Services describe how you may use our Website, Programs, Products, Services, and Program Materials.

Please read these Terms of Use carefully. We reserve the right to update or modify these Terms without prior notice. By accessing or using any of our content, services, or materials, you agree to be bound by these Terms whether or not you have read them.

1. Words You Need to Understand

“Agreement” or “Contract” refers to the signed documents and any Credit Card Authorization Forms between you and Navigating It All, LLC. “Client” or “You” refers to any purchaser or user of our content, services, or materials. “Company,” “We,” “Us,” or “Me” refers to Navigating It All, LLC. “Improper and/or Unauthorized Use” includes any reproduction or use of our materials for commercial gain without permission. “Programs, Products, and Services” includes coaching, online content, digital products, events, and all related offerings. “Program Materials” include all resources and content we provide in any format. “Website” refers to all official websites operated by Navigating It All, LLC. “Terms of Use” includes this entire policy and any modifications made over time.

2. How You May Use Our Materials

By accessing our services or website, you agree to these Terms and our policies. Our content is intended for individuals 18 years and older. By using any services or products, you confirm you meet this age requirement.

3. Intellectual Property Rights

All content is the property of Navigating It All, LLC and protected by law. You are granted a

limited, non-transferable license

for personal, non-commercial use only.

You may not copy, share, republish, or use any of our materials for your own business purposes without express written permission.

4. Improper and Unauthorized Use

You may not:

Copy, steal, or misuse our Programs, Products, Services, or Program MaterialsUse any materials in violation of our intellectual property rightsRepublish any content without permission

Violations may lead to legal action.

5. Your License to Us

If you submit content (photos, comments, etc.) to our platforms, you confirm that you own it and grant us a royalty-free license to use it.

6. Disclaimers

We provide our content “as is” with no guarantees. We are not liable for any damages from your use of our materials. You use our services at your own risk.

7. Indemnification and Limitation of Liability

You agree to indemnify and hold us harmless against any claims resulting from your use of our Programs, Products, or Services.

8. Termination

We reserve the right to terminate your access at any time, for any reason, without notice. Outstanding payments are still owed if applicable.

9. Governing Law

These Terms are governed by the laws of the State of Texas in the United States of America. Any disputes will be handled in accordance with those laws.

10. SMS Program Terms

Program Name:

Navigating It All Coaching Alerts

Program Description:

Subscribers may receive SMS messages related to appointments, coaching reminders, service updates, promotional messages, and other relevant content.

Opt-Out Instructions: You may cancel the SMS service at any time by texting “STOP.” After sending "STOP," you will receive a confirmation message. You will no longer receive SMS messages from us.

Rejoining Instructions: To rejoin, sign up again as you did initially, and you will begin receiving messages again.

Help Instructions: If you experience issues, text “HELP” or email us at: [email protected].

Carrier Disclaimer: Mobile carriers are not liable for delayed or undelivered messages.

Rates Disclaimer: Message and data rates may apply. Message frequency may vary. Please check with your wireless provider for details.Privacy Policy Link: View our Privacy Policy here: https://navigatingitall.com/privacy-policy

Data Use Compliance: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

Information sharing to subcontractors in support services, such as customer service, is permitted.

All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except aggregators and providers of the Text Message services.

Compliance Statement: This SMS program is designed in accordance with CTIA, TCPA, and carrier compliance standards.

11. Contact Us

If you have any questions about these Terms, please contact us:

If you have any questions about these Terms and Conditions, please contact us at:

Email: [email protected]